Security at LendFusion

Security & Resilience. Cloud-First Loan Management You Can Trust

At LendFusion, security isn’t an afterthought – it’s built into everything we do.

Our cloud-native platform is designed to protect sensitive financial data, ensure operational resilience, and give lenders confidence that their systems are always available.

From secure AWS hosting and encrypted data flows to daily backups and robust disaster recovery planning, every layer of LendFusion is engineered with security in mind.

Resilient by Design

LendFusion was designed to eliminate the risks that come with physical infrastructure. While we’re established in the UK and our main development center is in Estonia, our team operates across multiple countries.

This distributed approach ensures that no single office or location is critical to our operations.

Because LendFusion is entirely cloud-based, we don’t rely on hardware or fixed facilities. We can adapt quickly, scale globally, and provide uninterrupted service.

Our customers – based across Europe, the Americas, and beyond – know they can depend on us for responsive support, no matter the time zone.

To further reduce risks, we host on Amazon Web Services (AWS), always using the region closest to our customers (e.g., London for UK lenders). This ensures data residency requirements are respected while maximizing performance and uptime.

Security Infrastructure on AWS

AWS is recognized globally as a leader in secure infrastructure, and it forms the foundation of our platform. Leveraging AWS, we provide:

Data Protection: Strong encryption for data in transit and at rest.
Access Control: Role-based permissions and multi-factor authentication for sensitive systems.
Monitoring & Alerts: Continuous surveillance of network traffic and potential threats.
On-Demand Protection: Ability to layer in additional AWS services like GuardDuty or WAF based on customer needs.

Our backup strategy ensures full system backups every 24 hours with incremental updates throughout the day. This limits potential data loss to less than 15 minutes.

For additional resilience, we offer multi-availability zone (Multi-AZ) failover, meaning that if one server park becomes unavailable, operations automatically switch to another without service interruption.

Compliance and Best Practices

When we launched LendFusion v2.0, we developed it according to PCI DSS 3.2 requirements and successfully maintained certification for a period. While most customers do not require certification, we continue to apply these standards to our systems and processes.

Key practices include:

Secure Development Lifecycle: Code reviews, penetration testing, and vulnerability assessments.
Access & Authentication: Strong password standards, MFA, and least-privilege access policies.
Incident Response: Documented response plans reviewed and tested annually.
Risk Management: Regular assessments to identify, mitigate, and monitor evolving threats.

In short: while we don’t advertise certifications for marketing’s sake, our security controls remain aligned with industry standards.

Business Continuity & Disaster Recovery

We recognize that lenders depend on us for mission-critical operations. To protect that trust, we maintain both a Business Continuity Plan (BCP) and a Disaster Recovery Plan (DRP).

BCP: Ensures critical functions continue during disruptive events. Roles and responsibilities are clearly defined, and the plan is reviewed annually.
DRP: Provides step-by-step recovery playbooks for incidents ranging from server failure to AWS regional outages. Rollback procedures, validation testing, and communication strategies are all built in.

With these measures, we can respond quickly, minimize downtime, and restore full service with confidence.

Data Security and Privacy

Your data is one of your most valuable assets – and we treat it as such.

Encryption everywhere: Both in transit and at rest.
Strict retention controls: No unnecessary data storage; secure deletion policies applied.
Controlled access: Privileges assigned based on role, with strong audit logging.
Team awareness: Security training and background checks for staff handling sensitive data.

We follow a least-privilege approach – only those who truly need access to data can obtain it, and even then under strict monitoring.

Built on Long-Term Trust

For over a decade, LendFusion has built trust with lenders worldwide. Our customers stay with us because they know we are reliable, financially stable, and committed to safeguarding their operations.

With insurance coverage in place and no outside investors dictating our priorities, we are free to focus on what matters most: your success and security.

Ready to Learn More?

Whether you’re evaluating LendFusion for the first time or deepening your partnership with us, we’re ready to answer your questions. Our team can walk you through the technical details, discuss AWS security options, or demonstrate our continuity planning in action.

Contact us today to schedule a security briefing.